{"id":19756,"date":"2014-10-20T11:11:57","date_gmt":"2014-10-20T09:11:57","guid":{"rendered":"https:\/\/www.artera.net\/it\/blog\/?p=19756"},"modified":"2023-02-27T14:32:47","modified_gmt":"2023-02-27T14:32:47","slug":"conto-corrente-e-carta-di-credito-prepagata-paypal","status":"publish","type":"post","link":"https:\/\/www.artera.net\/it\/ecommerce\/conto-corrente-e-carta-di-credito-prepagata-paypal\/","title":{"rendered":"Conto corrente e carta di credito prepagata PayPal"},"content":{"rendered":"<p>Presente in Italia dal 2007, <strong>PayPal<\/strong>\u00a0offre la possibilit\u00e0 di pagare e ricevere denaro tramite internet, a costi bassissimi. L&#8217;idea vincente \u00e8 stata per\u00f2 quella di garantire al cliente la sicurezza di non trasmettere i dati sensibili e i dati della carta di credito (a cui \u00e8 associato l&#8217;account) durante la transazione. Ma come funziona?<\/p>\n<p>Il primo passo \u00e8 la <strong>registrazione<\/strong> al <a href=\"http:\/\/www.paypal.com\" title=\"PayPal\" target=\"_blank\" rel=\"noopener noreferrer\">sito internet ufficiale<\/a>, che avviene in maniera rapida e gratuita. In questo modo si \u00e8 in grado di <strong>effettuare pagamenti<\/strong> attraverso username e password. L&#8217;account infatti \u00e8 associato ad una carta di credito, ad una prepagata oppure ad un conto corrente (ricaricando in questo modo con bonifico bancario).<\/p>\n<p>&Egrave; possibile anche <strong>ricevere pagamenti<\/strong>, trasferendo direttamente il denaro (alla carta o al conto corrente associato). I costi sono esigui: se si vuole ricevere un pagamento si parte da 0,35\u20ac pi\u00f9 una percentuale variabile a seconda dell&#8217;importo, mentre\u00a0gli acquisti\u00a0sono gratuiti. Quando si vuole prelevare del denaro dal proprio conto PayPal \u00e8 gratis se si superano i 100\u20ac, in caso contrario si paga 1\u20ac.<\/p>\n<h2>Programma di protezione PayPal<\/h2>\n<p>Ma perch\u00e9 Paypal \u00e8 cos\u00ec diffusa? Cosa offre rispetto ad altri servizi simili? Secondo me, \u00e8 per il suo <strong><em>&#8220;programma di protezione&#8221;<\/em><\/strong>, che consiste nel tutelare gli utenti che usano PayPal per i loro acquisti su eBay. Se l&#8217;oggetto acquistato all&#8217;interno del famoso sito \u00e8 diverso dalla descrizione o non giunge a destinazione, il cliente pu\u00f2 infatti richiedere il <strong>rimborso totale<\/strong> (comprese le spese di spedizione) a PayPal, ed ottenerlo. Per i venditori invece, vi \u00e8 una garanzia per coprire quelle transazioni avvenute con pagamenti fraudolenti o quando l&#8217;acquirente non riceve il prodotto acquistato.<\/p>\n<p>PayPal, grazie al successo ottenuto, \u00e8 in continua evoluzione. Ad esempio, con l&#8217;apertura di un conto business, un venditore pu\u00f2 offrire ai suoi clienti la possibilit\u00e0 di pagare con carta di credito.<\/p>\n<h2>Carta di credito prepagata PayPal<\/h2>\n<p>Dal 2009, inoltre, \u00e8 possibile richiedere la <strong>carta di credito prepagata PayPal<\/strong>. Pu\u00f2 essere usata per fare acquisti in qualsiasi negozio (fisico o virtuale) che operi su circuito MasterCard, associandola ad un conto PayPal. Una volta attivata, per ricaricarla esistono molteplici modi: trasferendo il denaro dal proprio conto PayPal, tramite bonifico bancario (cio\u00e8 da un conto corrente qualsiasi), oppure nei punti Lottomatica.<\/p>\n<p>Molto utile inoltre il fatto che si possano ricevere pagamenti, tramite il <strong>codice IBAN<\/strong> impresso sulla carta: ci si pu\u00f2 addirittura far accreditare lo stipendio.<\/p>\n<p>Se si ha la necessit\u00e0 di prelevare contanti inoltre, essa pu\u00f2 essere usata proprio come un bancomat, recandosi ad uno sportello che operi sul circuito <strong>MasterCard<\/strong>. Una bella comodit\u00e0, vero?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Presente in Italia dal 2007, <strong>PayPal<\/strong> offre la possibilit\u00e0 di pagare e ricevere denaro tramite internet, a costi bassissimi. L&#8217;idea vincente \u00e8 stata per\u00f2 quella di garantire al cliente la sicurezza di non trasmettere i dati sensibili e quelli della carta di credito&#8230;<\/p>\n","protected":false},"author":4,"featured_media":19811,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","footnotes":""},"categories":[83],"tags":[72,120,121,55],"class_list":["post-19756","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ecommerce","tag-e-commerce","tag-pagamenti-online","tag-paypal","tag-sicurezza"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Carta di Credito Prepagata PayPal - blog.artera.net<\/title>\n<meta name=\"description\" content=\"PayPal\u00a0permette di pagare e ricevere denaro online grazie al conto corrente e alla carta di credito prepagata associati all&#039;account.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.artera.net\/it\/ecommerce\/conto-corrente-e-carta-di-credito-prepagata-paypal\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Carta di Credito Prepagata PayPal - 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